Terms of Use

Last updated: January 2024

These terms govern your use of the brisk-moon website. By accessing or using our website, you agree to be bound by these terms. If you do not agree with any part of these terms, please do not use our website.

About Us

This website is operated by brisk-moon Pension Advisory, a pension advice firm based in Manchester, United Kingdom. We provide independent pension advisory services to individuals throughout the UK.

Website Purpose

This website provides general information about our pension advisory services. The content is intended for informational purposes and does not constitute financial advice. Information presented here should not be relied upon for making financial decisions without consulting a qualified adviser.

No Financial Advice

The information on this website is general in nature and does not take into account your personal circumstances, financial situation, or objectives. It should not be construed as:

  • Personal financial advice
  • Pension advice or recommendations
  • An invitation or inducement to engage in investment activity
  • A recommendation to buy, sell, or hold any financial product

Before making pension or financial decisions, you should seek advice from a qualified financial adviser who can consider your individual circumstances.

Accuracy of Information

We strive to keep the information on our website accurate and up to date. However, pension rules and regulations change frequently, and we cannot guarantee that all information is current at any given time. Information may be subject to change without notice.

While we make reasonable efforts to ensure accuracy, we do not warrant that the information is complete, reliable, or error-free. You should verify any information before relying on it.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of brisk-moon or our content suppliers and is protected by intellectual property laws. You may not:

  • Copy, reproduce, or redistribute our content without permission
  • Modify or create derivative works from our content
  • Use our content for commercial purposes without authorisation
  • Remove any copyright or proprietary notices

You may print or download content for personal, non-commercial use, provided you maintain all copyright notices.

Acceptable Use

When using our website, you agree not to:

  • Use the website in any way that violates applicable laws or regulations
  • Attempt to gain unauthorised access to our systems or networks
  • Introduce viruses, malware, or other harmful code
  • Interfere with the proper functioning of the website
  • Collect or harvest data from the website without permission
  • Use automated systems or software to extract data from the website
  • Impersonate any person or entity

Third-Party Links

Our website may contain links to third-party websites or resources. These links are provided for convenience and do not signify endorsement of the linked content. We have no control over third-party websites and accept no responsibility for their content, privacy practices, or availability.

Limitation of Liability

To the fullest extent permitted by law, brisk-moon shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

  • Your use of or inability to use the website
  • Any errors or omissions in website content
  • Any interruption or cessation of website availability
  • Any viruses or harmful code transmitted through the website
  • Any third-party content or links

This limitation applies regardless of the legal theory under which damages are sought.

Disclaimer of Warranties

The website is provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the website, including but not limited to:

  • Merchantability or fitness for a particular purpose
  • Accuracy, reliability, or completeness of content
  • Uninterrupted or error-free operation
  • Security or freedom from viruses

Indemnification

You agree to indemnify and hold harmless brisk-moon, its directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the website or violation of these terms.

Privacy

Your use of the website is also governed by our Privacy Policy and Cookies Policy, which explain how we collect and use your information.

Regulatory Information

brisk-moon is authorised and regulated by the Financial Conduct Authority for the provision of pension advice. Our regulatory status means we must meet certain standards in how we conduct business and treat clients. This website does not form part of any regulated advice.

Governing Law

These terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

Changes to Terms

We reserve the right to modify these terms at any time. Changes become effective upon posting to the website. Your continued use of the website following any changes constitutes acceptance of the revised terms. We encourage you to review these terms periodically.

Entire Agreement

These terms, together with our Privacy Policy and Cookies Policy, constitute the entire agreement between you and brisk-moon regarding your use of the website, superseding any prior agreements.

Contact Information

For questions about these terms, please contact us:

brisk-moon Pension Advisory
47 St Peter's Square
Manchester, M2 3NQ
Email: [email protected]