Built on the Belief That Everyone Deserves Clear Financial Guidance
We started this practice because too many people were receiving pension advice designed to benefit advisers rather than clients. Our approach puts your retirement security first.
Our Story
Brisk-moon was established in 2006 by a small group of financial advisers who had grown frustrated with the industry's tendency to prioritise product sales over client outcomes.
We had seen too many cases where people approaching retirement were sold complex products they did not understand, or steered toward transfers that served adviser commissions rather than client interests. Something had to change.
Our founding principle was simple: treat every client's pension as if it were our own. This means recommending actions only when they genuinely improve outcomes, being transparent about costs, and explaining options in language people can actually understand.
Eighteen years later, that principle still guides every conversation we have.
What We Stand For
These values shape how we work with clients and how we run our practice.
Independence
We have no ties to pension providers or fund managers. Our recommendations come from analysis of your situation, not commercial relationships. When we suggest a course of action, it is because we believe it serves your interests.
Transparency
You will always know what you are paying and what you are getting. We quote fees upfront, explain our reasoning clearly, and welcome questions. Hidden charges and opaque advice have no place in our practice.
Accessibility
Financial jargon creates barriers. We explain pension concepts using everyday language because understanding your options should not require a finance degree. If something is not clear, we explain it again.
Long-term Focus
Retirement planning is not a one-time event. We build relationships with clients over years, adjusting advice as circumstances change. Our goal is your security throughout retirement, not a single transaction.
Our Leadership
The advisers who guide our practice bring decades of combined experience in pension planning and financial services.
David Morrison
Founding Director
Over 25 years in pension advisory. Previously held senior roles at two major insurers before establishing brisk-moon. Specialises in complex defined benefit transfers and public sector pensions.
Sarah Chen
Director of Client Services
Joined the firm in 2010 after a career in actuarial consulting. Leads our client relationship approach and oversees adviser training. Particular expertise in NHS pension schemes.
Michael Okonkwo
Senior Pension Adviser
Background in investment management before transitioning to advice. Focuses on retirement income strategies and drawdown planning. Known for making complex scenarios understandable.
Milestones in Our Journey
Practice Founded
Established with three advisers committed to genuinely independent pension guidance. First office opened in Manchester.
Team Expansion
Grew to six advisers and opened a second office to serve clients across the Midlands and South.
Pension Freedoms Response
Adapted our services to help clients navigate the new pension flexibility rules, advising hundreds on their options.
Transfer Advice Specialisation
Established dedicated expertise in defined benefit transfer analysis following regulatory changes requiring proper advice.
Digital Service Launch
Introduced secure online consultations, making our advice accessible to clients throughout the UK regardless of location.
Continued Growth
Now serving over 2,400 clients with pension assets under guidance exceeding £320 million.
"The measure of good pension advice is not the products recommended but whether the client retires with confidence and security. That has always been our standard."— David Morrison, Founding Director
Why Clients Choose Us
Regulated Advisers
All our pension advisers are qualified and authorised to provide regulated financial advice. We maintain full compliance with FCA requirements and carry appropriate professional indemnity insurance.
Fixed Fee Structure
Unlike percentage-based charging, our fixed fees mean you know exactly what advice will cost. Your pension growth benefits you, not our fee structure.
Comprehensive Analysis
We review all your pension arrangements together, considering tax implications, timing, and interactions between schemes. No single-product focus or partial analysis.
Plain Language
Financial services has too much jargon. We explain your options clearly because informed decisions require actual understanding, not confused compliance.
Ongoing Support
Retirement planning continues after the initial advice. We offer annual reviews and remain available for questions as your circumstances evolve.
No Pressure
We present options and recommendations. The decision is always yours. We never pressure clients toward particular outcomes or create artificial urgency.
Begin a Conversation
We would be pleased to learn about your pension situation and discuss how we might help. Initial consultations are without charge.
Contact Us